:root{--blue:#075ecf;--blue2:#0086ff;--navy:#08235d;--ink:#10224a;--muted:#64748b;--line:#dbe8f7;--soft:#f4f9ff;--white:#fff;--radius:22px;--shadow:0 18px 50px rgba(18,71,135,.12)}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}.container{width:min(1180px,calc(100% - 32px));margin:auto}.topbar{background:linear-gradient(90deg,#0b4aa3,#08337a);color:#fff;font-size:12px}.topbar-inner{height:34px;display:flex;gap:28px;align-items:center}.topbar-hours{margin-left:auto}.header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.94);backdrop-filter:blur(14px);border-bottom:1px solid #e5eef8}.nav-wrap{height:84px;display:flex;align-items:center;gap:26px}.brand img{width:150px;height:auto}.nav{display:flex;gap:24px;align-items:center;font-size:14px;font-weight:700;flex:1}.nav a:hover{color:var(--blue)}.nav-actions{display:flex;align-items:center;gap:10px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:14px;padding:12px 18px;font-weight:800;transition:.2s;border:1px solid transparent}.btn:hover{transform:translateY(-1px)}.btn-primary{color:#fff;background:linear-gradient(135deg,#0878f5,#0053c8);box-shadow:0 12px 25px rgba(0,102,229,.22)}.btn-outline{background:#fff;border-color:#96c7ff;color:#0a4ea6}.btn-light{background:#fff;color:#0d58bd}.btn-lg{padding:15px 22px}.btn-full{width:100%;border:0;cursor:pointer}.menu-btn{display:none;background:#edf6ff;border:0;border-radius:12px;width:42px;height:42px;font-size:22px}.hero{background:radial-gradient(circle at 55% 30%,#dff1ff 0,#eef8ff 36%,#fff 70%);overflow:hidden}.hero-grid{min-height:620px;display:grid;grid-template-columns:1.02fr 1.2fr .84fr;gap:18px;align-items:center;padding:42px 0}.hero-copy{z-index:2}.eyebrow{font-size:12px;letter-spacing:.14em;color:#1770db;font-weight:900}.eyebrow.light{color:#bfe1ff}.hero h1,.simple-page h1{font-size:58px;line-height:.98;margin:16px 0 20px;letter-spacing:-.045em}.hero h1 em{font-style:normal;color:#0874ec}.hero-copy>p{font-size:17px;line-height:1.65;color:#394b70;max-width:570px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:28px 0}.hero-trust{display:flex;gap:22px;color:#1f5fa9;font-size:13px;font-weight:800}.hero-visual{align-self:end;position:relative;margin-left:-80px;margin-right:-70px}.hero-visual img{width:100%;filter:drop-shadow(0 24px 25px rgba(3,70,145,.16))}.quote-card{z-index:2;background:rgba(255,255,255,.96);border:1px solid #dbeeff;border-radius:26px;box-shadow:var(--shadow);padding:28px}.quote-card h2{font-size:24px;margin:0 0 6px}.quote-card p{margin:0 0 20px;color:var(--muted)}.quote-card label{display:block;margin:18px 0 8px;font-weight:800}.quote-card select{width:100%;border:1px solid #b9d8fa;background:#f7fbff;border-radius:14px;padding:14px;font-weight:700;color:var(--ink);margin-bottom:14px}.quote-card small{display:block;margin-top:10px;color:#37628f}.steps{display:flex;align-items:center;gap:7px}.steps b{display:grid;place-items:center;width:33px;height:33px;border-radius:50%;background:#e8f3ff;color:#0a67d6}.steps b:first-child{background:#0b71e6;color:#fff}.steps span{height:2px;background:#d7e9fb;flex:1}.quote-badges{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:20px;font-size:10px;text-align:center;color:#2d5b8f}.numbers{background:#fff;border-top:1px solid #e7f0fa;border-bottom:1px solid #e7f0fa}.number-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:22px 0}.number-grid>div{display:grid;grid-template-columns:42px 1fr;grid-template-rows:auto auto;align-items:center;padding:0 24px;border-right:1px solid #e6eff8}.number-grid>div:last-child{border:0}.number-grid i{grid-row:1/3;width:38px;height:38px;border-radius:50%;display:grid;place-items:center;background:#edf6ff;font-style:normal}.number-grid strong{font-size:14px}.number-grid span{font-size:12px;color:var(--muted)}.section{padding:76px 0}.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:30px;margin-bottom:28px}.section-head h2{font-size:38px;letter-spacing:-.035em;margin:8px 0 6px}.section-head p{color:var(--muted);margin:0}.section-head>a,.product-card>a,.article-grid a{color:#086ce1;font-weight:800;font-size:13px}.product-grid{display:grid;grid-template-columns:repeat(5,1fr);gap:14px}.product-card{border:1px solid #dceafa;border-radius:20px;padding:16px;background:linear-gradient(#fff,#fbfdff);box-shadow:0 8px 25px rgba(30,92,158,.06);transition:.22s}.product-card:hover{transform:translateY(-5px);box-shadow:var(--shadow)}.product-image{height:122px;display:grid;place-items:center}.product-image img{width:118px;height:118px;object-fit:contain}.product-card h3{font-size:16px;margin:12px 0 8px}.product-card p{font-size:12px;line-height:1.5;color:var(--muted);min-height:54px}.resilie{padding:56px 0;background:radial-gradient(circle at 70% 20%,#056edb,#083980 55%,#061e50);color:#fff}.resilie-grid{display:grid;grid-template-columns:1fr 2fr;gap:38px;align-items:center}.resilie h2{font-size:38px;margin:10px 0}.resilie p{line-height:1.6;color:#d8ebff}.risk-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.risk-grid>div{background:#f7fbff;color:var(--ink);border-radius:18px;padding:24px 16px;text-align:center;min-height:190px;display:flex;flex-direction:column;align-items:center;justify-content:center}.risk-grid span{font-size:34px}.risk-grid b{margin:10px 0}.risk-grid small{color:var(--muted);line-height:1.4}.benefit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}.benefit-grid>div{background:#f7fbff;border:1px solid #e1edf9;padding:22px;border-radius:18px}.benefit-grid i{font-style:normal;font-size:30px}.benefit-grid h3{font-size:16px}.benefit-grid p{font-size:13px;color:var(--muted);line-height:1.5}.how{background:#f3f9ff;padding:64px 0}.how-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.how-grid>div{position:relative;background:#fff;border:1px solid #deebf8;border-radius:18px;padding:26px 28px;box-shadow:0 10px 22px rgba(28,90,152,.05)}.how-grid>b{}.how-grid div>b{position:absolute;top:-12px;left:18px;width:30px;height:30px;border-radius:50%;display:grid;place-items:center;background:#056fe2;color:#fff}.how-grid i{font-size:34px;font-style:normal}.how-grid p{color:var(--muted);font-size:13px}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.article-grid article{display:grid;grid-template-columns:130px 1fr;border:1px solid #dce9f7;border-radius:18px;overflow:hidden;background:#fff}.article-grid img{width:100%;height:100%;object-fit:contain;background:#f5faff;padding:10px}.article-grid article>div{padding:18px}.article-grid h3{font-size:16px;margin:0 0 8px}.article-grid p{font-size:12px;line-height:1.5;color:var(--muted)}.cta{background:linear-gradient(110deg,#063b89,#0878e9);color:#fff;padding:34px 0}.cta-inner{display:grid;grid-template-columns:1.6fr .8fr auto;align-items:center;gap:24px}.cta h2{margin:5px 0}.cta p{margin:0;color:#dcecff}.cta-phone{font-size:30px;white-space:nowrap}.footer{padding:54px 0 20px;background:#f7fbff}.footer-grid{display:grid;grid-template-columns:1.6fr repeat(3,1fr);gap:40px}.footer-logo{width:170px}.footer p{font-size:13px;color:var(--muted);line-height:1.6}.footer h4{margin-top:0}.footer a{display:block;color:#5b6d89;font-size:13px;margin:9px 0}.footer-phone{color:#0b61c8;font-size:18px}.footer-bottom{border-top:1px solid #dce7f2;margin-top:30px;padding-top:18px;font-size:12px;color:#7a879b}.simple-page{min-height:60vh;padding:100px 0;background:#f6fbff}.simple-page p{font-size:18px;color:var(--muted);max-width:700px}.simple-page .btn{margin-top:20px}@media(max-width:1050px){.nav{display:none;position:absolute;top:84px;left:16px;right:16px;background:#fff;padding:20px;border-radius:16px;box-shadow:var(--shadow);flex-direction:column;align-items:stretch}.nav.open{display:flex}.menu-btn{display:block}.hero-grid{grid-template-columns:1fr 1fr}.hero-copy{grid-column:1}.hero-visual{grid-column:2;margin:0}.quote-card{grid-column:1/3}.product-grid{grid-template-columns:repeat(3,1fr)}.risk-grid{grid-template-columns:repeat(2,1fr)}.resilie-grid{grid-template-columns:1fr}.article-grid{grid-template-columns:1fr}.cta-inner{grid-template-columns:1fr}.footer-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:700px){.topbar-inner{overflow:auto;white-space:nowrap;gap:18px}.topbar-hours{margin:0}.nav-wrap{height:70px}.brand img{width:130px}.nav{top:70px}.nav-actions>.btn{display:none}.hero-grid{display:flex;flex-direction:column;padding:36px 0}.hero-copy{order:1}.hero-visual{order:2;margin-top:-10px}.quote-card{order:3;width:100%}.hero h1,.simple-page h1{font-size:42px}.hero-actions{flex-direction:column}.hero-actions .btn{width:100%}.hero-trust{justify-content:space-between;font-size:11px}.number-grid{grid-template-columns:1fr 1fr}.number-grid>div{border-bottom:1px solid #e6eff8;padding:14px}.section{padding:56px 0}.section-head{align-items:flex-start;flex-direction:column}.section-head h2{font-size:31px}.product-grid{grid-template-columns:1fr 1fr}.product-card{padding:13px}.product-image{height:98px}.product-image img{width:95px;height:95px}.benefit-grid,.how-grid{grid-template-columns:1fr}.risk-grid{grid-template-columns:1fr 1fr}.risk-grid>div{min-height:160px;padding:16px 10px}.resilie h2{font-size:31px}.footer-grid{grid-template-columns:1fr}.cta-phone{font-size:24px}}@media(max-width:420px){.product-grid{grid-template-columns:1fr}.risk-grid{grid-template-columns:1fr}.number-grid{grid-template-columns:1fr}.quote-badges{grid-template-columns:1fr}.hero h1{font-size:38px}}

/* =========================================================
   HERO FULL BACKGROUND — v1.0.3
   Image étendue sur tout le Hero
   ========================================================= */

.hero-v103{
    position:relative;
    overflow:hidden;
    isolation:isolate;
    min-height:720px;
    background:
        linear-gradient(90deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.90) 28%,rgba(255,255,255,.47) 50%,rgba(255,255,255,.22) 68%,rgba(255,255,255,.76) 100%),
        url('/assets/images/web/hero-family.webp') center center / cover no-repeat;
}

.hero-v103::before{
    content:"";
    position:absolute;
    inset:0;
    z-index:-1;
    background:
        radial-gradient(circle at 56% 38%,rgba(18,147,255,.10),transparent 34%),
        linear-gradient(180deg,rgba(255,255,255,.08),rgba(255,255,255,.16));
    pointer-events:none;
}

.hero-v103 .hero-grid{
    width:min(1520px,calc(100% - 72px));
    min-height:720px;
    display:grid;
    grid-template-columns:minmax(470px,1.15fr) minmax(360px,.72fr);
    gap:46px;
    align-items:center;
    padding:58px 0 52px;
}

.hero-v103 .hero-copy{
    max-width:690px;
    position:relative;
    z-index:2;
}

.hero-v103 h1{
    font-size:clamp(58px,4.35vw,82px);
    line-height:.94;
    letter-spacing:-.055em;
    margin:16px 0 22px;
    max-width:730px;
}

.hero-v103 .hero-copy>p{
    max-width:610px;
    font-size:18px;
    line-height:1.68;
}

.hero-v103 .hero-actions{
    gap:14px;
    margin:30px 0 20px;
}

.hero-v103 .hero-actions .btn{
    min-height:52px;
}

.hero-v103 .hero-trust{
    gap:18px;
    flex-wrap:wrap;
}

.hero-v103 .quote-card{
    width:100%;
    max-width:390px;
    justify-self:end;
    border-radius:28px;
    padding:30px;
    background:rgba(255,255,255,.94);
    backdrop-filter:blur(10px);
    -webkit-backdrop-filter:blur(10px);
    border:1px solid rgba(255,255,255,.7);
    box-shadow:0 24px 60px rgba(18,71,135,.17);
}

.hero-v103 .quote-card h2{
    font-size:25px;
}

@media (min-width:1600px){
    .hero-v103{
        min-height:790px;
        background-position:center 42%;
    }
    .hero-v103 .hero-grid{
        width:min(1660px,calc(100% - 96px));
        min-height:790px;
        grid-template-columns:minmax(560px,1.2fr) minmax(390px,.68fr);
        gap:60px;
        padding:66px 0 58px;
    }
    .hero-v103 h1{
        font-size:clamp(68px,4vw,92px);
        max-width:810px;
    }
    .hero-v103 .hero-copy>p{
        font-size:19px;
        max-width:680px;
    }
    .hero-v103 .quote-card{
        max-width:410px;
        padding:34px;
    }
}

@media (max-width:1280px){
    .hero-v103{
        min-height:660px;
        background-position:58% center;
    }
    .hero-v103 .hero-grid{
        width:min(1240px,calc(100% - 44px));
        min-height:660px;
        grid-template-columns:minmax(400px,1.1fr) minmax(330px,.76fr);
        gap:30px;
        padding:48px 0 42px;
    }
    .hero-v103 h1{
        font-size:clamp(50px,4.7vw,66px);
    }
    .hero-v103 .quote-card{
        max-width:360px;
        padding:25px;
    }
}

@media (max-width:900px){
    .hero-v103{
        min-height:0;
        background:
            linear-gradient(180deg,rgba(255,255,255,.97) 0%,rgba(255,255,255,.91) 42%,rgba(255,255,255,.58) 64%,rgba(255,255,255,.88) 100%),
            url('/assets/images/web/hero-family.webp') 62% 46% / cover no-repeat;
    }
    .hero-v103 .hero-grid{
        width:calc(100% - 32px);
        min-height:0;
        display:grid;
        grid-template-columns:1fr;
        gap:22px;
        padding:38px 0 36px;
    }
    .hero-v103 .hero-copy{
        max-width:760px;
    }
    .hero-v103 h1{
        font-size:clamp(44px,7vw,58px);
        max-width:720px;
    }
    .hero-v103 .hero-copy>p{
        max-width:650px;
    }
    .hero-v103 .quote-card{
        justify-self:start;
        width:min(100%,520px);
        max-width:520px;
        background:rgba(255,255,255,.95);
    }
}

@media (max-width:700px){
    .hero-v103{
        background:
            linear-gradient(180deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.94) 44%,rgba(255,255,255,.68) 67%,rgba(255,255,255,.93) 100%),
            url('/assets/images/web/hero-family.webp') 60% 52% / cover no-repeat;
    }
    .hero-v103 .hero-grid{
        width:calc(100% - 24px);
        gap:16px;
        padding:26px 0 28px;
    }
    .hero-v103 h1{
        font-size:clamp(36px,10vw,46px);
        line-height:.98;
        margin:12px 0 14px;
    }
    .hero-v103 .hero-copy>p{
        font-size:15.5px;
        line-height:1.58;
    }
    .hero-v103 .hero-actions{
        display:grid;
        grid-template-columns:1fr;
        gap:10px;
        margin:18px 0 14px;
    }
    .hero-v103 .hero-actions .btn{
        width:100%;
        min-height:48px;
    }
    .hero-v103 .hero-trust{
        justify-content:flex-start;
        gap:8px 14px;
        font-size:11px;
    }
    .hero-v103 .quote-card{
        width:100%;
        max-width:none;
        padding:20px 16px;
        border-radius:22px;
        backdrop-filter:blur(12px);
        -webkit-backdrop-filter:blur(12px);
    }
    .hero-v103 .quote-card h2{
        font-size:21px;
    }
    .hero-v103 .quote-card p{
        font-size:14px;
    }
    .hero-v103 .quote-card select,
    .hero-v103 .quote-card .btn{
        min-height:48px;
    }
    .hero-v103 .quote-badges{
        grid-template-columns:repeat(3,1fr);
        gap:5px;
        font-size:9px;
    }
}

@media (max-width:480px){
    .hero-v103{
        background:
            linear-gradient(180deg,rgba(255,255,255,.99) 0%,rgba(255,255,255,.95) 45%,rgba(255,255,255,.75) 70%,rgba(255,255,255,.94) 100%),
            url('/assets/images/web/hero-family.webp') 66% 56% / cover no-repeat;
    }
    .hero-v103 .hero-grid{
        width:calc(100% - 18px);
        padding-top:20px;
    }
    .hero-v103 h1{
        font-size:clamp(34px,10.5vw,41px);
    }
    .hero-v103 .hero-copy>p{
        font-size:14.5px;
    }
    .hero-v103 .hero-trust{
        display:grid;
        grid-template-columns:repeat(3,max-content);
        justify-content:space-between;
        width:100%;
        gap:5px;
    }
    .hero-v103 .quote-badges{
        grid-template-columns:1fr;
        font-size:10px;
        text-align:left;
    }
}

/* =========================================================
   HERO BACKGROUND SCALE FIX — v1.0.4
   Image moins zoomée desktop + visible tablette/mobile
   ========================================================= */

.hero-v104{
    position:relative;
    overflow:hidden;
    isolation:isolate;
    min-height:700px;

    /* L'image reste un background, mais n'est plus en "cover" */
    background-color:#f4faff;
    background-image:
        linear-gradient(90deg,
            rgba(255,255,255,.98) 0%,
            rgba(255,255,255,.92) 26%,
            rgba(255,255,255,.52) 48%,
            rgba(255,255,255,.20) 67%,
            rgba(255,255,255,.76) 100%
        ),
        url('/assets/images/web/hero-family.webp');

    background-repeat:no-repeat,no-repeat;
    background-size:100% 100%, 72% auto;
    background-position:center center, 62% center;
}

.hero-v104::before{
    content:"";
    position:absolute;
    inset:0;
    z-index:-1;
    pointer-events:none;
    background:
        radial-gradient(circle at 60% 42%,rgba(41,157,255,.10),transparent 34%),
        linear-gradient(180deg,rgba(255,255,255,.03),rgba(255,255,255,.12));
}

.hero-v104 .hero-grid{
    width:min(1520px,calc(100% - 72px));
    min-height:700px;
    display:grid;
    grid-template-columns:minmax(470px,1.15fr) minmax(350px,.70fr);
    gap:42px;
    align-items:center;
    padding:54px 0 48px;
}

.hero-v104 .hero-copy{
    max-width:690px;
    position:relative;
    z-index:2;
}

.hero-v104 h1{
    font-size:clamp(56px,4.15vw,78px);
    line-height:.95;
    letter-spacing:-.052em;
    margin:16px 0 22px;
    max-width:720px;
}

.hero-v104 .hero-copy>p{
    max-width:610px;
    font-size:18px;
    line-height:1.67;
}

.hero-v104 .quote-card{
    width:100%;
    max-width:385px;
    justify-self:end;
    border-radius:28px;
    padding:29px;
    background:rgba(255,255,255,.94);
    backdrop-filter:blur(9px);
    -webkit-backdrop-filter:blur(9px);
    border:1px solid rgba(255,255,255,.74);
    box-shadow:0 24px 60px rgba(18,71,135,.16);
}

/* Grand écran / 21" et + : image plus petite, centrée dans le Hero */
@media (min-width:1600px){
    .hero-v104{
        min-height:750px;
        background-size:100% 100%, 68% auto;
        background-position:center center, 61% center;
    }

    .hero-v104 .hero-grid{
        width:min(1660px,calc(100% - 100px));
        min-height:750px;
        grid-template-columns:minmax(560px,1.20fr) minmax(390px,.66fr);
        gap:58px;
        padding:60px 0 54px;
    }

    .hero-v104 h1{
        font-size:clamp(64px,3.75vw,86px);
        max-width:790px;
    }

    .hero-v104 .hero-copy>p{
        max-width:670px;
        font-size:19px;
    }

    .hero-v104 .quote-card{
        max-width:405px;
        padding:32px;
    }
}

/* Desktop standard */
@media (max-width:1280px){
    .hero-v104{
        min-height:640px;
        background-size:100% 100%, 76% auto;
        background-position:center center, 62% center;
    }

    .hero-v104 .hero-grid{
        width:min(1240px,calc(100% - 44px));
        min-height:640px;
        grid-template-columns:minmax(400px,1.08fr) minmax(325px,.74fr);
        gap:28px;
        padding:46px 0 40px;
    }

    .hero-v104 h1{
        font-size:clamp(49px,4.6vw,64px);
    }

    .hero-v104 .quote-card{
        max-width:355px;
        padding:24px;
    }
}

/* Tablette : image bien visible en fond, sans disparaître */
@media (max-width:1000px){
    .hero-v104{
        min-height:0;
        background-image:
            linear-gradient(180deg,
                rgba(255,255,255,.98) 0%,
                rgba(255,255,255,.94) 31%,
                rgba(255,255,255,.68) 52%,
                rgba(255,255,255,.48) 68%,
                rgba(255,255,255,.90) 100%
            ),
            url('/assets/images/web/hero-family.webp');
        background-size:100% 100%, 104% auto;
        background-position:center center, 56% 58%;
    }

    .hero-v104 .hero-grid{
        width:calc(100% - 34px);
        min-height:0;
        display:grid;
        grid-template-columns:1fr;
        gap:22px;
        padding:36px 0 34px;
    }

    .hero-v104 .hero-copy{
        max-width:760px;
    }

    .hero-v104 h1{
        font-size:clamp(43px,6.7vw,57px);
        max-width:720px;
    }

    .hero-v104 .hero-copy>p{
        max-width:650px;
    }

    .hero-v104 .quote-card{
        justify-self:start;
        width:min(100%,520px);
        max-width:520px;
        background:rgba(255,255,255,.93);
    }
}

/* Mobile : image plus petite et toujours visible derrière le Hero */
@media (max-width:700px){
    .hero-v104{
        background-image:
            linear-gradient(180deg,
                rgba(255,255,255,.99) 0%,
                rgba(255,255,255,.96) 30%,
                rgba(255,255,255,.78) 49%,
                rgba(255,255,255,.48) 64%,
                rgba(255,255,255,.88) 84%,
                rgba(255,255,255,.94) 100%
            ),
            url('/assets/images/web/hero-family.webp');

        /* évite le zoom énorme de cover */
        background-size:100% 100%, 132% auto;
        background-position:center center, 58% 58%;
    }

    .hero-v104 .hero-grid{
        width:calc(100% - 24px);
        gap:16px;
        padding:26px 0 28px;
    }

    .hero-v104 h1{
        font-size:clamp(36px,10vw,46px);
        line-height:.98;
        margin:12px 0 14px;
    }

    .hero-v104 .hero-copy>p{
        font-size:15.5px;
        line-height:1.58;
    }

    .hero-v104 .hero-actions{
        display:grid;
        grid-template-columns:1fr;
        gap:10px;
        margin:18px 0 14px;
    }

    .hero-v104 .hero-actions .btn{
        width:100%;
        min-height:48px;
    }

    .hero-v104 .hero-trust{
        justify-content:flex-start;
        gap:8px 14px;
        font-size:11px;
    }

    .hero-v104 .quote-card{
        width:100%;
        max-width:none;
        padding:20px 16px;
        border-radius:22px;
        background:rgba(255,255,255,.90);
        backdrop-filter:blur(8px);
        -webkit-backdrop-filter:blur(8px);
    }

    .hero-v104 .quote-card h2{
        font-size:21px;
    }

    .hero-v104 .quote-badges{
        grid-template-columns:repeat(3,1fr);
        gap:5px;
        font-size:9px;
    }
}

/* Petits smartphones */
@media (max-width:480px){
    .hero-v104{
        background-size:100% 100%, 145% auto;
        background-position:center center, 60% 57%;
    }

    .hero-v104 .hero-grid{
        width:calc(100% - 18px);
        padding-top:20px;
    }

    .hero-v104 h1{
        font-size:clamp(34px,10.4vw,41px);
    }

    .hero-v104 .hero-copy>p{
        font-size:14.5px;
    }

    .hero-v104 .hero-trust{
        display:grid;
        grid-template-columns:repeat(3,max-content);
        justify-content:space-between;
        width:100%;
        gap:5px;
    }

    .hero-v104 .quote-badges{
        grid-template-columns:1fr;
        text-align:left;
        font-size:10px;
    }
}

/* =========================================================
   SITE DISPLAY & HOME FORM OPTIMIZATION — v2.5.0
   ========================================================= */

:focus-visible{
    outline:3px solid rgba(0,118,255,.32);
    outline-offset:3px;
}

body{
    overflow-x:hidden;
    text-rendering:optimizeLegibility;
    -webkit-font-smoothing:antialiased;
}

.container{
    width:min(1280px,calc(100% - 40px));
}

.header{
    box-shadow:0 8px 28px rgba(23,73,126,.04);
}

.nav-wrap{
    min-height:80px;
    height:auto;
    padding:10px 0;
}

.brand{
    flex:0 0 auto;
}

.brand img{
    width:150px;
}

.nav{
    justify-content:center;
}

.hero-v250{
    min-height:690px;
}

.hero-v250 .hero-grid{
    min-height:690px;
    grid-template-columns:minmax(480px,1.16fr) minmax(345px,.64fr);
    gap:48px;
}

.hero-v250 .hero-copy{
    max-width:690px;
}

.hero-v250 .quote-card-live{
    width:100%;
    max-width:395px;
    justify-self:end;
    padding:30px;
}

.quote-kicker{
    display:inline-flex;
    margin-bottom:8px;
    font-size:11px;
    letter-spacing:.14em;
    font-weight:900;
    color:#0c70db;
}

.hero-v250 .quote-card-live h2{
    margin-bottom:7px;
    font-size:26px;
    letter-spacing:-.025em;
}

.hero-v250 .quote-card-live p{
    line-height:1.5;
    margin-bottom:18px;
}

.hero-v250 .quote-card-live label{
    margin-top:18px;
}

.hero-v250 .quote-card-live select{
    appearance:none;
    min-height:52px;
    padding:0 46px 0 15px;
    background-color:#fff;
    background-image:
        linear-gradient(45deg,transparent 50%,#176bc9 50%),
        linear-gradient(135deg,#176bc9 50%,transparent 50%);
    background-position:
        calc(100% - 18px) 22px,
        calc(100% - 12px) 22px;
    background-size:6px 6px,6px 6px;
    background-repeat:no-repeat;
    font-size:14px;
    cursor:pointer;
}

.hero-v250 .quote-submit{
    min-height:52px;
    margin-top:2px;
}

.hero-v250 .quote-badges{
    margin-top:16px;
    grid-template-columns:repeat(3,minmax(0,1fr));
    gap:7px;
}

.product-card{
    display:flex;
    flex-direction:column;
    min-width:0;
}

.product-card>a{
    margin-top:auto;
    padding-top:8px;
}

.product-card p{
    min-height:0;
}

.product-image img{
    max-width:100%;
}

.home-article-grid article{
    min-height:190px;
}

.home-article-grid img{
    object-fit:cover;
    padding:0;
}

.footer-grid{
    align-items:start;
}

@media (min-width:1500px){
    .container{
        width:min(1420px,calc(100% - 72px));
    }

    .hero-v250{
        min-height:740px;
    }

    .hero-v250 .hero-grid{
        min-height:740px;
        width:min(1500px,calc(100% - 90px));
        grid-template-columns:minmax(560px,1.18fr) minmax(380px,.62fr);
        gap:70px;
    }

    .hero-v250 .quote-card-live{
        max-width:420px;
    }

    .product-grid{
        grid-template-columns:repeat(5,minmax(0,1fr));
        gap:18px;
    }
}

@media (max-width:1200px){
    .container{
        width:min(1160px,calc(100% - 32px));
    }

    .nav{
        gap:17px;
    }

    .hero-v250 .hero-grid{
        grid-template-columns:minmax(420px,1.08fr) minmax(330px,.72fr);
        gap:26px;
    }

    .hero-v250 .quote-card-live{
        max-width:360px;
    }

    .product-grid{
        grid-template-columns:repeat(3,minmax(0,1fr));
    }
}

@media (max-width:1000px){
    .container{
        width:calc(100% - 32px);
    }

    .hero-v250{
        min-height:0;
    }

    .hero-v250 .hero-grid{
        min-height:0;
        grid-template-columns:1fr;
        gap:24px;
    }

    .hero-v250 .quote-card-live{
        justify-self:start;
        width:min(100%,560px);
        max-width:560px;
    }

    .number-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
    }

    .number-grid>div{
        border-bottom:1px solid #e6eff8;
    }

    .product-grid{
        grid-template-columns:repeat(3,minmax(0,1fr));
    }

    .benefit-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
    }

    .footer-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
    }
}

@media (max-width:700px){
    .container{
        width:calc(100% - 24px);
    }

    .topbar-inner{
        min-height:34px;
        height:auto;
        padding:7px 0;
        scrollbar-width:none;
    }

    .topbar-inner::-webkit-scrollbar{
        display:none;
    }

    .header{
        position:sticky;
        top:0;
    }

    .nav-wrap{
        min-height:70px;
        padding:8px 0;
    }

    .brand img{
        width:126px;
    }

    .hero-v250 .hero-grid{
        width:calc(100% - 24px);
        padding:24px 0 28px;
    }

    .hero-v250 .hero-copy{
        width:100%;
    }

    .hero-v250 .quote-card-live{
        width:100%;
        max-width:none;
        padding:20px 16px;
        border-radius:20px;
    }

    .hero-v250 .quote-card-live h2{
        font-size:22px;
    }

    .hero-v250 .quote-card-live select,
    .hero-v250 .quote-submit{
        min-height:50px;
    }

    .hero-v250 .quote-badges{
        grid-template-columns:1fr;
        text-align:left;
        gap:4px;
    }

    .number-grid{
        grid-template-columns:1fr 1fr;
    }

    .number-grid>div{
        min-width:0;
        padding:13px 10px;
    }

    .product-grid{
        grid-template-columns:repeat(2,minmax(0,1fr));
        gap:11px;
    }

    .product-card{
        padding:13px;
        border-radius:17px;
    }

    .product-card h3{
        font-size:15px;
    }

    .product-card p{
        font-size:12px;
    }

    .benefit-grid,
    .how-grid{
        grid-template-columns:1fr;
    }

    .article-grid article{
        grid-template-columns:110px 1fr;
    }

    .footer-grid{
        grid-template-columns:1fr;
        gap:26px;
    }
}

@media (max-width:460px){
    .container{
        width:calc(100% - 18px);
    }

    .product-grid{
        grid-template-columns:1fr;
    }

    .number-grid{
        grid-template-columns:1fr;
    }

    .article-grid article{
        grid-template-columns:1fr;
    }

    .article-grid img{
        width:100%;
        height:170px;
    }

    .hero-v250 .hero-trust{
        display:flex;
        flex-wrap:wrap;
        justify-content:flex-start;
    }
}